Simple Home Loan Plus
Simple Home Loan Plus
our flexible loan with all the extras
Our great new flexible Simple Home Loan Plus especially for refinancing or owner occupied purposes with a minimum loan amount of $200,000. This product allows you to pick and choose your extras to best suit you. An annual fee applies.
Same day pre approval*
Flexible Options – Variable / Fixed rate
Redraw and Offset facility available
| Cashback ¹ | of $2,500 |
| Redraw Facility ² | up to $100,000 |
| Offset Facility ² | up to $100,000 |
| Variable Rate Option | |
| Fixed Rate Option ³ |
| Minimum Amount | $200,000 |
| Maximum Term | 30 years |
| Branch | |
| Online Banking | |
| Direct Credits/ splits | |
| Periodic Payments ˆ | |
| Bank@Post ˆ | |
| Cheque Book ˆ | |
| ATM ˆ | |
| eftpos ˆ | |
| Direct Debits ˆ | |
| BPAY ˆ |
| Application Fee | |
| Annual Fee | |
| Monthly Service Fee | |
| Break Cost for Fixed Rate |
Please click here to read the Target Market Determination for a Simple Home Loan Plus
Toolkit
View Rates | Home Loan Key Fact Sheet | MoneySmart Budget Planner
Loan Application
Contact our loan specialists
To discuss your home loan options or to apply, contact our lending specialists now.
Free call 1800 353 041 | loans@dnister.com.au
Things you should know
Applications are subject to Dnister credit assessment criteria. Terms and conditions, including fees and charges, apply. Full details are available on application. The information contained on this website is subject to change without notice. The interest rates applicable to the products selected are for loans with generally a maximum loan to valuation ratio of 80%, however >80% with LMI will be considered. Loans must be funded within 90 days of the date of our offer document unless we agree otherwise. The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.
1 This $2,500 cashback offer is available according to member eligibility for new owner-occupied home loan borrowings and refinances from other financial institutions outside of Dnister with a minimum loan amount of $200,000 under Dnister’s Simple Home Loan Plus product. The loan must be approved on or before 30th June 2023 and funded prior to 30th September 2023 unless otherwise agreed to by us. Lending must not exceed a loan to value ratio (LVR) of 80%, Net Disposable Income (NDI)>= 1.00, Net Income Surplus (NIS) >= $2,400 & Debt to Income (DTI) <=6. Offer Valid From 1st July 2022 till 30th June 2023.
2 Redraw fees may apply. Limits apply to available Redraw Facility amounts and Offset Facility balances.
3 Break Cost Fee may apply. Refer to Fixed Rate Loan Break Costs Schedule
ˆ Access only available to Offset Account
* Subject to sufficient information provided.
WARNING: This comparison rate applies only to the example given.
General Advice Warning: In providing you with this information, you should consider the appropriateness of this product or service with regard to your particular financial situation and needs. We advise that you carefully read our Product Disclosure Statement and associated Disclosure Documents before acquiring a product.